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No broker fee equity release mortgage advice in Perth and Kinross Call Us

Want to know more about equity release?

Watch our two-minute video that will explain how equity release could work for you.

Would you like to know more, call us on 0800 999 3339 or book a call back.

Free equity release calculator

See how much you could release with our simple lifetime mortgage calculator.

Estimated property value
(please call for properties valued higher than £1.5m)
Age of youngest homeowner
Outstanding mortgage balance
(leave as £0 if you have no mortgage)
You would be able to release a maximum of
equity from your home.
Higher loan amounts may be available. Please ask for a personalised illustration.
If you just need some helpful, friendly advice, call us now on 0800 999 3339, you'll get straight through to a qualified equity release specialist. If its more convenient, you can simply Book a chat.
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What is equity release?

Equity release, also known as a lifetime mortgage, lets you unlock tax-free cash from your home without the need to sell or move. You can either borrow against the value of your property or release a portion of it in exchange for a lump sum or regular payments. Some plans even allow you to access additional funds later if needed. Available to homeowners aged 55 and over, equity release is an option whether you own your home outright or still have a mortgage, as long as any outstanding balance is cleared using the released funds.

Is equity release safe?

Strict regulations ensure that equity release is a secure and carefully managed process. The Financial Conduct Authority (FCA) regulates all equity release providers, giving you confidence that you are protected. Lifetime mortgages come with safeguards, including a no-negative-equity guarantee. This means that when your home is sold, neither you nor your estate will ever owe more than the property’s market value, ensuring peace of mind for you and your loved ones.

How can you use equity release funds?

The choice is entirely yours. Whether you want to improve your home, settle outstanding debts, support family members, or simply enjoy a more comfortable retirement, equity release provides the financial freedom to use the money in a way that suits your lifestyle and future plans.

Here are a few of the most common reasons people choose equity release.

Repaying existing debts Repaying
debts
To support the family
Supporting
family
To fund care home fees
Funding
home care
For dream holidays
Dream
holidays
For home improvements
For home
updates
University or weddings costs University or weddings
Would you like to know more in detail, please call us on 0800 999 3339 or simply Book a chat.

About us


Helping homeowners make informed financial decisions is what we do best. With years of experience in equity release and mortgage advice, our team is committed to providing honest, clear, and straightforward guidance tailored to your individual needs.

Every client is unique, and we take the time to understand your circumstances before offering personalised solutions. From your first enquiry to the completion of your plan, we ensure the process is simple, stress-free, and fully transparent.

Equity release is a big decision, and having expert support makes all the difference. Whether you’re just exploring your options or ready to take the next step, we’re here to offer trusted advice and help you make the right choice for your future.



Why choose us for equity release in Perth and Kinross?

A hassle-free process

We handle all the paperwork, making everything simple and stress-free.

 

Trusted expertise

With a strong reputation for clear advice and outstanding service, you can rely on us for professional support.

 

A wide range of plans

We compare different options to find the best fit for your needs.

Call us 0800 999 3339

Book a free consultation with Richard or Tom today

Telephone

0800 999 3339

Email

Email us

Business hours

Mon-Sat | 09:00 to 20:00

Book a chat

Appointments are available late into the evening and on the weekend.

 


Equity release mortgages for Perth and Kinross homeowners aged 55 and over.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences

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Equity Release and Mortgage Partnership Perth and Kinross